Coverage Types

Commercial Insurance

You have worked too hard to leave your business unprotected. From general liability to workers compensation to industry specific coverage, our Columbiana team compares options from top-rated carriers to find commercial coverage that keeps your operations running and your bottom line intact. Let us build a plan that fits.

General Liability

Protection from third-party claims, lawsuits, and property damage.

Commercial Property

Coverage for your building, equipment, inventory, and business contents.

Workers Compensation

Coverage for employee injuries and illnesses that happen on the job.

Business Owners Policy (BOP)

Bundled liability and property coverage for small businesses.

Commercial Auto

Coverage for business vehicles and drivers protecting your operation.

Professional Liability (E&O)

E&O coverage protecting your business from claims and errors.

Commercial Umbrella

Extra liability protection when primary policy limits aren't enough.

Cyber Liability

Protection from data breaches, ransomware, and cyber attacks.

Inland Marine

Coverage for tools and equipment that travel to job sites.

Hired & Non-Owned Auto

Coverage when employees drive personal or rental vehicles for work.

Business Interruption

Coverage that protects your income when disasters force you to close.

Directors & Officers

Protect board members and executives from lawsuits and personal liability.

Commercial Tenant

Coverage for modifications and upgrades you make to leased business space.

Crime Insurance

Protection from employee theft, fraud, and forgery losses.

Builder's Risk

Coverage for buildings and materials during construction projects.

Liquor Liability

Coverage for businesses serving or selling alcohol to customers.

Excess Liability

Additional coverage when claims exceed your primary policy limits.

Excess Liability

Additional protection when claims exceed your primary policy limits.